credit-report

Before looking to buy- check your credit

Mortgage lenders will scrutinize your credit reports when deciding whether to approve a loan and at what interest rate. If your credit report contains errors, you might get quoted an interest rate that’s higher than you deserve. That’s why it pays to make sure your credit report is accurate.

How to avoid this mistake: You may request a free credit report each year from each of the three main credit bureaus. You may dispute any errors you find.

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